Starting the Search for a Humble Abode

At some point in the next 6 months-ish, I am hoping to buy myself a home.  Clearly this is a rather big deal and will be one of the biggest financial decisions of my life.  The added pressure of being the only one on the hook to pay for that mortgage makes it feel that much bigger (and yes, I know that MANY other people do this, so I’m not trying to be a martyr) in my head.  It was never something I thought I would do by myself.  I figured it would always be with a partner…but I digress.

I am totally struggling between having a condo or townhouse or just a proper, small house.  I have never lived in anything but a house…so living in an apartment style condo, with shared walls and smells and possibly noisy, weird neighbours, concerns me.  On the flip side–a house is just, well, a house.  Much more work, maintenance, etc….but then, at least, it is all mine.  Town house style condo–umm…no idea what that would be like…depends on your neighbours I guess.

I’ve started looking at real estate postings of homes in my area….nothing is cheap and the variety of nice places and not so nice places for wide ranges of cash is astonishing.  It feels a bit overwhelming.  In all honesty, I’m afraid of getting screwed over, ending up with something I immensely regret after or that I will end up part of a bidding war and become ridiculously house poor.

Oh and another thing to consider–a new build?  A fixer upper?  A fixed up old property?  So many decisions…

I’m also excited about this opportunity, too…so rest assured, it isn’t all doom and gloom.  Finally, a place of my own…where I can decorate, clean (or not), bake at midnight…whatever I wish….at any time I wish.  I look forward to buying an amazing bed with beautiful pillows and linens, and maybe updating a shower so that it has some funky shower head.  I want a kitchen that I can cook for friends in…maybe leisurely sip wine while I simmer some risotto and toss a lovely fresh salad.  I want a comfy couch to snuggle up on during cold winter nights…preferably with a handsome man, but we all know that is not that likely given my luck.  I want a spare bedroom where my adopt a nieces and nephews can have sleepovers followed by banana pancake breakfasts.

But it’s all a vision right now…we’ll see how it all plays out over the next six months..and, yes, of course, I will keep you posted. 🙂

Much love,

~Princess Lisa

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7 thoughts on “Starting the Search for a Humble Abode

  1. When I first wanted to buy I had a lot of the same reservations – originally I wanted to do this with a partner (cuz it’s scary to do something so huge on your own) and was there going to be a place that lived up to my expectations.

    And now that I’m so many years beyond that – I’m so happy I was able to do this on my own. While my family did help me to a degree, I was the one who had to do all the legwork and beyond. It was stressful, time consuming and disheartening at times but at the end of the day, it was also one of my proudest times because I was able to do this on my own. It was another step deeper into adulthood and it felt great.

    As for finding a place. I went around w a broker and he was very patient and helpful. On my first day, I saw 10 places and some were almost right but I was left wanting. Every week after that, I had less and less hope in my ability to make a decision and the places seemed to be dwindling within my price range and I was seeing less and less every time.

    Finally, it came down to this one day and I was only scheduled to see 1 place. I was NOT hopeful. But I remember that day very clearly. My friend was going to meet me to help with another eye. I walked out of the subway and had a thought – I really do miss and love this neighborhood. Whatever. I had no real hope left. I walked into the apt. And I just knew. My broker said some people find it in one stop and others in many, many other places later. But people just know. He was right. I just knew. And my friend agreed – said the place just screamed ME!

    So keep on trucking and doing what you’re doing. It’ll work out when it needs to.

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